Cost of Studying in the U.S.: Complete Guide for 2025

2025. 2. 20. 12:40Study Abroad and Jobs

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Cost of Studying in the U.S.: Complete Guide for 2025

1. Tuition Fees in U.S. Universities

Tuition fees vary based on the type of institution (public vs. private), major, and degree level (undergraduate vs. graduate). Additionally, in-state and out-of-state (including international) students face different tuition costs. Over the past decade, tuition fees in the U.S. have increased by an average of 3-5% per year. This must be considered when estimating future expenses.

Tuition by Type of University

  • Public Universities (State University): $26,000 - $42,000 per year (for out-of-state students)
  • Private Universities: $42,000 - $62,000 per year
  • Elite Universities (Ivy League, etc.): $52,000 - $85,000 per year

U.S. Annual Tuition Statistics (NCES)

Tuition Differences by Major

Some majors have significantly higher tuition costs, such as medicine, law, and business (MBA).

  • Medical School: $60,000 - $100,000 per year
  • Law School: $50,000 - $90,000 per year
  • MBA Programs: $60,000 - $120,000 per year

Cost of Online Degree Programs

Online degree programs are increasingly available at lower costs. On average, online programs range from $15,000 - $30,000 per year, depending on the major and institution.

2. Cost of Living in the U.S.

Living costs depend on location and housing arrangements. Here’s a comparison of costs between dormitory living and renting off-campus.

U.S. Cost of Living & Average Rent by State

Living Costs by City

  • New York: $2,500 - $4,500 per month (including rent, food, transportation)
  • San Francisco: $2,800 - $5,000 per month
  • Chicago: $1,800 - $3,500 per month
  • Austin, Texas: $1,500 - $2,800 per month
  • Atlanta: $1,500 - $2,500 per month
  • Boston: $2,000 - $3,800 per month

International Student Cost of Living Calculator (Numbeo)

Visit Numbeo Cost of Living

 

Cost of Living

Or

www.numbeo.com

On-Campus vs. Off-Campus Housing

  • Dormitories: $800 - $2,000 per month
  • Off-Campus Rent: $1,200 - $3,500 per month
  • Additional Expenses: Food and transportation should also be factored in.

3. Scholarships & Financial Aid for International Students

University-Specific Scholarships

  • Harvard University: Need-based financial aid, up to $70,000 per year
  • MIT: International students can apply for aid through FAFSA and CSS Profile
  • Stanford University: Average aid of $50,000+ per year
  • Yale University: 100% need-based financial aid available
  • Princeton University: Full scholarships based on family income

FAFSA Official Website Fastweb - Find various scholarships

Visit Federal Student Aid

 

External Scholarships & Financial Support

4. Part-Time Jobs & Internships for International Students

Types of Part-Time Jobs Available

  • Campus library, café, dorm assistant
  • Online tutoring (English, math for Korean students)
  • Research assistant positions
  • IT & design freelance work
  • Student assistant positions

OPT & CPT Internship Programs

Many students use OPT & CPT to gain work experience in the U.S. A student secured an internship at a Silicon Valley tech firm via CPT, later transitioning into full-time employment through OPT.

Visit Practical Training Information

5. Budgeting & Health Insurance for International Students

Best Budgeting Apps for Students

  • Mint: Real-time expense tracking
  • YNAB: Monthly budgeting and saving goals
  • Splitwise: Expense splitting for roommates
  • PocketGuard: Helps identify unnecessary spending

Health Insurance Options & Saving Tips

  • University Health Insurance: Many universities offer student health insurance
  • Private Insurance: Often more affordable than university plans
  • Free or Low-Cost Health Services: University health centers & community clinics

6. Additional Resources & Useful Links

  • College Board - SAT, AP exam & scholarship information
  • NAFSA - Visa & study abroad resources

Visit College Board

 

College Board - SAT, AP, College Search and Admission Tools

 

www.collegeboard.org

 

7. Conclusion

Studying in the U.S. comes with various costs, but scholarships, budgeting, and part-time job opportunities can help reduce expenses.

Keeping up with the latest information is essential. For more details, visit my blog.

 

Cost of Studying in the U.S.: Complete Guide for 2025



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